'Because we CARE about more than just your financial well-being!'
We CARE about YOU and your loved ones' well-being as well!
We CARE about YOU and your loved ones' well-being as well!
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We don't only care about your financial wellness - saving you money, guiding you to debt-freedom and financial security, but we care about your holistic well-being as well. We ONLY have your BEST INTERESTS at heart - always!
We're NOT in business to make a quick buck, but because we are committed to serve our clients - assisting and guiding them to live balanced and happy lives. We provide a broad range of financial services. We have years of experience and a solid track record. |
About us
Pierre Eksteen,
(Principal/CEO of S-M-A-R-T Debt) has 30 years working experience in the Banking, Insurance, IT, Property, Health and Education Sectors. Pierre has worked with and served people from ALL walks of life - from the poorest of the poor, to the richest of the rich. He is also the Founder, CEO and Chairperson of Transform Smart NPO (Non Profit Company), which is represented by both Transformation SA (TSA) and S-M-A-R-T Youth. |
Training & Skills
Pierre obtained his international [Bth] degree in 2005, and has served extensively in the broader community across South Africa and Africa since 2002.
He is trained as a Teacher, Life-Coach, Counsellor, Trauma Debriefer, Educator, Mentor, and also does Motivational Speaking. He has equipped, coached, educated, counselled, skilled and mentored literally thousands of people since getting involved in community upliftment and development. |
Wider Scope
Pierre is also a Marriage and Relational Counsellor, and leads many people spiritually across the world.
He has assisted many young people, singles and couples to overcome their issues, challenges and struggles. Pierre has also written a life-skills book for Youth, aiming to equip and empower young people with the skills and knowledge to make smart and informed decisions, enabling them to pursue their purpose in life. |
www.transformationsa.co.za www.smartyouth.co.za
Helping people to save money and become debt-free is only part of what we do - caring about their families and them, helping them to successfully rebuild their lives after financial trauma, restoring their family - makes our work complete!
What we do . . .
DC Valued-Added Services (through associates) FREE ITC check FREE Debt Analysis FREE Debt Proposal Re-structure Debt-Payment Plan Negotiate with Creditors Legal Application FREE Insurance Assessment Credit Life Insurance Life Insurance Short-term Insurance Medical Insurance Group Scheme After Care Trauma Debriefing Counselling Financial Guidance 
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We really care about you
Allow us to care about you by helping you during a uncertain and even dark time of your life - when everything around you seems to fall apart and hope seems far away. We understand what you are going through, and are here to help you see the light at the end of the tunnel! There is HOPE! There is an OUTCOME! Our clients' [holistic] well-being and that of their families' are our top priority. 
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Choose us and allow us to help you overcome more than just your financial concerns!
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